Security Bank Savings Account 8,5/10 6722 votes
Business Checking
Security offers checking accounts that
All accounts include access to:
Save more with no lock-in or fixed minimum term. Higher interest rate than normal savings accounts. Open an account online Note: Effective January 1, 2021, the base interest rate for Regular Build Up Savings will be changed from 0.25% to 0.15%. First Security Bank has numerous bank locations throughout Arkansas. Online banking, mobile banking, personal checking, business checking, loans and investments. Free checking, interest checking, credit card, mortgage, cash management, home equity loan, business loan, kids savings, minor savings. AllAccess Checking accountholders and new-to-bank clients with an AllAccess account (P25,000 maintaining balance) may be eligible for the free life insurance provided that they are between 18 to 60 years old and have no adverse health statements or declaration made in the Group Life Insurance Form. The benefit amount shall be equal to the accounts year-to-date (YTD) Average Daily Balance (ADB.
- Online and Telephone Banking
- eStatements
- Mobile Banking including Mobile Deposit
- Optional Cash Management Services
- Online BillPay
- Check images included in monthly statements
- Mastercard® Debit Card
- Single sign-on for business and personal accounts
| Small Business Checking | Regular Business Checking | Preferred Business Checking | Public Funds / Government Checking | |
| Designed For | Businesses with a low volume of transactions | Businesses that have 500 or more items per month | Businesses with moderate transaction activity and available balance | Businesses or government entities with public funds |
| Minimum Opening Deposit | $50 | $50 | $50 | $50 |
| Minimum Balance | $250 minimum average available balance to avoid Maintenance Charge | None | $3,000 minimum average available balance to avoid Maintenance Charge | None |
| Maintenance Charge per Statement Cycle | $10 maintenance charge if average available balance falls below Minimum Balance | $10 maintenance charge, credit back to offset maintenance charge based on average available balance for month. | $15 maintenance charge if average available balance falls below Minimum Balance. | None |
| Per Item Charge per Statement Cycle | 500 free items (debits, credits, and/or deposited items), thereafter $0.35 per item | $.20 for each debit or credit. $.08 for each deposited item. | 150 free items (debits, credits, and/or deposited items), thereafter $0.40 per item | None |
| Earns Interest | No | No | Tiered Interest | Tiered Interest |
| Compounding & Crediting Frequency | None | None | Monthly | Monthly |
| Other | Paper Statement Fee: $4.95 per statement cycle | Paper Statement Fee: $4.95 per statement cycle |
Business Savings
You’ve built a strong business with good cash flow and growing deposit balances. Why not increase your returns by sweeping money into a money market or savings account? We provide business savings and money market options to do just that.
All accounts include access to:
- Competitive interest rates
- eStatements
- Link to any checking account for overdraft protection
- Online and Telephone Banking
- Mobile Banking including Mobile Deposit
- Single sign-on for business and personal accounts
| Business Savings | Business Money Market | |
| Minimum Opening Deposit | $50 | $50 |
| Minimum Daily Balance | $50 minimum balance to avoid Maintenance Charge | $2,500 minimum balance to avoid Maintenance Charge |
| Maintenance Charge | $6 maintenance charge per quarter if balance falls below Minimum Daily Balance any day within the quarter. | $10 maintenance charger per statement cycle if balance falls below Minimum Daily Balance. |
| Transaction Limitations | Limited to six (6) withdrawals or transfers per month by means of pre-authorized, automatic, telephone, internet banking, debit card, check, or similar order. | Limited to six (6) withdrawals or transfers per month by means of pre-authorized, automatic, telephone, internet banking, debit card, check, or similar order. |
| Earn Interest | Tiered Interest | Tiered Interest |
| Compounding & Crediting Frequency | Quarterly | Monthly |
Business Credit Cards
If you’re looking for flexibility and ease in a business credit card, then we’ve got you covered. We offer a diverse group of cards that can meet the needs of your financial goals. With a variety of rate and reward options, choosing the right business credit card is easier than ever.
Choose from our popular business credit card options such as low rate, cash back, or flexible rewards to find the one that works best for your business.
No matter which card you choose, your business will benefit from important features like:
- Free online expense reporting tools.
- No fee for additional employee cards.
- Mobile payment capability for added convenience.
- Zero Fraud Liability. *You won’t be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.