• Credit Union Cd Rates Massachusetts
• Credit Union Cd Rates Ca
• Credit Union Cd Rates Reno Nv
• Navy Federal Credit Union Cd Rates
• Credit Union Cd Rates In California

1The Annual Percentage Rates (APRs) are fixed rates with a LTV of 80%, and will not increase during the life of the loan. Rates and terms are subject to change without notice. Available to members with a credit score of 740 or better depending on credit qualifications.

• Home Equity Loan Rates

  Term	APR*	Monthly Payment Per $10,000 Borrowed
  1 - 60 mos.	as low as 3.49%	$181.87
  61 - 120 mos.	as low as 4.49%	$103.59
  121 - 180 mos.	as low as 4.74%	$77.73

  *Annual Percentage Rate (APR) applies to Loan-to-Value (LTV) less than or equal to 80%. APR will not be less than 3.24% or greater than 6.49%. The interest rate you receive will be based on your credit history. Hazard Insurance is required. For loans over $150,000, Title Insurance is required. Loan subject to final approval. Terms and rates subject to change without notice and apply to loans in the 2nd lien position.

  Home Equity Line of Credit

  3.99% Variable APR Home Equity Line Amounts*	Monthly Payment Examples
  $8,000	$100.00
  $20,000	$147.86
  $30,000	$221.79

  *Annual Percentage Rate (APR) applies to Loan-to-Value (LTV) less than or equal to 80%. Home Equity Line of Credit is subject to a Variable Rate which is based on the highest Prime Rate as published in the Wall Street Journal and will be the rate 10 days prior to the first day of each calendar quarter of each year. Rate will never be less than 3.99% nor greater than 18%. The interest rate you receive will be based on your credit history. APR as low as Prime Rate - 0.01% Margin. Rates accurate since 04/09/20. Hazard Insurance is required. For loans over $150,000, Title Insurance is required. Line of Credit subject to final approval. Terms and rates subject to change without notice.

  Auto Loans

  Type	Term	APR	Minimum	Maximum
  New and Used	1 - 66 mos.	as low as 2.99%*	$3,000	$75,000
  New and Used	67 - 75 mos.	as low as 3.24%*	$15,000	$75,000
  New and Used	76 - 84 mos.	as low as 3.99%*	$20,000	$75,000

  *APR=Annual Percentage Rate. The interest rate you receive will be based on your credit history. APR will not be less than 2.99% for new cars or used cars, or greater than 18.00%. Payment Example: Monthly payments for a $20,000 Auto loan at 2.99% APR for a term of 5 years would result in 60 monthly payments of $359.70. Satisfactory vehicle insurance required. Freedom Loans and Lines of Credit can't be refinanced and other conditions may apply. Terms and rates are subject to change without notice.

  Credit Card Rates

  Product	APR*
  Cash Back Visa®	as low as 10.65%*

  *APR = Annual Percentage Rate. Rates accurate as of 3/26/20. The total maximum unsecured debt per member is $30,000. Terms and rates are subject to change without notice. For Credit Cards, an eligible co-borrower will be required unless the Cardholder has independent means of repaying any credit extended. The interest rate that you receive will be based on your credit history.

  Personal Loan Rates

  Loan Type	APR*
  Share Secured Loan	7.00%
  Personal/Signature Loan	Fixed & as low as 8.99%**
  Term Share Certificate Secured Loan	7.00%***
  Overdraft/Line of Credit	Variable & as low as 10.15%****

  *APR=Annual Percentage Rate. The maximum total unsecured debt per Member is $30,000. Terms and rates are subject to change without notice.

  **The interest rate you receive will be based on your credit history. APR will not be less than 8.99% or greater than 17.99%. Loan minimum is $500. If you are refinancing a Freedom Loan or Line of Credit, a minimum of $500 in new borrowing is required.

  ***The greater of 7% APR or 2% above the Term Share Certificate rate.

  ****The interest rate you receive will be based on your credit history. APR will not be less than 10.15% or greater than 17.9%.

• Checking & Savings Rates

  Account	Dividend Rate	APY*	Min. Deposit to Open
  Checking	Earn some dividends	Earn some dividends	$0
  Primary Savings	0.10%	0.10%	$5
  Club Savings	0.10%	0.10%	$0
  IRA Savings	0.10%	0.10%	$0
  Education Savings	0.10%	0.10%	$0
  Health Savings	0.05%	0.05%	$0
  Money MarketTier 1: $0 - $9,999.99	0.10%	0.10%	$0
  Money MarketTier 2: $10,000 and up	0.20%	0.20%	$10,000

  *Annual Percentage Yield. Dividends on IRA, Savings, Club, and Checking Accounts are computed monthly on average daily balances of $5 or more and posted monthly. The Money Market Account Tier 2 has a variable rate which will be greater than our regular savings rate, and subject to daily adjustments. Dividends will be paid monthly on the average daily balance, based upon the current tier level rates. Fees may reduce earnings. Regulations prohibit payment in excess of available earnings. The rate listed is the rate that the Credit Union anticipates paying as of 11/10/2020. Rates subject to change without notice and may change after account is opened.

  CDs & IRA Rates

  Term	Annual Dividend Rate*	APY**
  6 mos.	0.30%	0.30%
  12 mos.	0.50%	0.50%
  18 mos.	0.55%	0.55%
  24 mos.	0.60%	0.60%
  30 mos.	0.65%	0.65%
  36 mos.	0.75%	0.75%
  48 mos.	0.80%	0.80%
  60 mos.	0.90%	0.90%

  *Regulations prohibit payment in excess of available earnings. Penalty required for early withdrawal. Rates accurate since 2/21/21. Terms and rates are subject to change without notice. Fees may reduce earnings.

  **APY = Annual Percentage Yield. A minimum deposit of $500 ($250 for Youth CD - 25 or younger) is required to open a CD. Rates are accurate since 2/21/21. Dividends are calculated by the actual daily balance method which applies a daily periodic rate to the balance in the CD each day. The Dividend Rate and APY at time of purchase are fixed and will be in effect for the term of the CD. Fees may reduce earnings. Terms and rates are subject to change without notice. For rates and fees, see our Rate and Fee Schedule.

• An Idaho Central Certificate of Deposit (CD) pays you a fixed interest rate with a variety of terms available for your specific needs. We offer terms ranging from 90 days to 5 years. All of our CDs have a low minimum balance of $500 to open. Funds in all Idaho Central accounts are federally insured up to $250,000, and we pay great rates.
• My Certificate of Deposit (CD) is matured and I would like to transfer the funds to my checking account. Members can redeem their CDs at any Credit Union ONE branch or by calling Member Contact Center 800-451-4292.
• Best 1-year credit union CD rates — March 2021 Delta Community Credit Union: 0.80% APY, $1,000 minimum deposit Navy Federal Credit Union: 0.55% APY, $1,000 minimum deposit.

carVehicle Loan Rates

*Annual Percentage Rate. Rates available are subject to credit approval and subject to change without notice. Rates shown include the 1% buy-down program discount and no additional discount is available beyond these rates. Additional conditions may apply. Rates are effective as of 11/16/20.

creditcardCredit Cards

*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 03/17/20. Application and Solicitation Disclosure (PDF)

redirectLoans

*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. **Home Equity Line of Credit rate is Prime minus 1% APR*, with a floor of 3.00% APR. Rates are effective as of 11/16/20.

newspaper Jumbo Share Certificate

*Annual Percentage Yield. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest. Rates available as of 8/21/2020 and are subject to change.
CD Rates Disclosure (PDF)

charts IRA Share Certificate

*Rates available as of 8/21/2020 and are subject to change. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest. CD Rates Disclosure (PDF).

Credit Union Cd Rates Massachusetts

moneybag Savings Account

*Annual Percentage Yield. Rates available as of 3/1/21 and are subject to change.
Truth in Savings Disclosure (PDF)

analyticsMoney Market Accounts

*Annual Percentage Yield. Rates available as of 3/01/21 and are subject to change.
Truth in Savings Disclosure (PDF)

percent Step Rate Share Certificate

*Annual Percentage Yield. Certificate subject to penalty for early withdrawal. Penalty for terms two years or greater is 180 days interest. Rates available as of 8/21/20 and are subject to change.
CD Rates Disclosure (PDF)

Credit Union Cd Rates Ca

Credit Union Cd Rates Reno Nv

newspaper Regular Share Certificate

Navy Federal Credit Union Cd Rates

*Annual Percentage Yield. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest. Rates available as of 8/21/2020 and are subject to change.
CD Rates Disclosure (PDF)

Credit Union Cd Rates In California